What’s a Tangled Title?
You live in a house but the deed doesn’t show you as the owner. This can happen when:
No Will
The previous owner died without a will (interstate)
No Probate
The previous owner died with a will, but it wasn't probated
No Affidavit
A transfer-on-death affidavit wasn't filed
Error
There's an error on the deed (wrong name, address, etc.)
What to Do if You Have a Tangled Title:
Alive
If the previous owner is still alive, get them to transfer the deed.
Deceased
If the previous owner is deceased, you may need to go through probate or utilize a Transfer on Death Affidavit (if filed).
How to Find Out if You Have One:
County Records
Check the county records to see who's listed on the deed.
Property Tax Bill
Check your property tax bill. Is it in your name?
Mortgage
Is your mortgage in your name?
Preventing Tangled Titles:
Beneficiaries
Create a will naming your beneficiaries.
Deed
Use a joint survivorship deed.
Transfer
File a Transfer on Death Affidavit.